Nelly
The Social Security Administration (SSA) is preparing to issue one final SSDI payment for June 2025 before transitioning into the July payment cycle.
Millions of Americans rely on Social Security Disability Insurance (SSDI), and for those with birthdays between the 21st and 31st, the last payment of the month will be sent on Wednesday, June 25, 2025.
This article breaks down the payment schedule, eligibility requirements, and maximum benefits you may expect from SSDI, including important 2025 income limits.
SSDI Payment Dates – June & July 2025
SSDI payments are typically issued based on the beneficiary’s date of birth. Here is the current payment schedule:
| Birth Date Range | Payment Date (July 2025) |
|---|---|
| 1st–10th | Wednesday, July 9, 2025 |
| 11th–20th | Wednesday, July 16, 2025 |
| 21st–31st | Wednesday, July 23, 2025 |
| Pre-May 1997 or dual SSDI/SSI recipients | Thursday, July 3, 2025 |
Before July begins, one more payment is scheduled for Wednesday, June 25, covering June’s final round for those born between the 21st and 31st.
How Much Will the SSDI Payment Be?
The maximum SSDI benefit in 2025 is $4,018 per month, but this is only available to individuals who have consistently earned high wages and paid into Social Security throughout their working life.
| SSDI Payment Type | Estimated Amount (2025) |
|---|---|
| Maximum Monthly SSDI | $4,018 |
| Average Monthly SSDI | $1,580–$1,751 |
| Blind SGA Income Limit | $2,700/month |
| Non-Blind SGA Income Limit | $1,620/month |
Most beneficiaries receive less than the maximum, with payments tailored to individual work history, earnings, and disability status.
Who Qualifies for SSDI in 2025?
To qualify for SSDI, an applicant must:
- Have a medically verified disability expected to last at least one year or result in death
- Be unable to engage in “substantial gainful activity” (SGA)
- Have earned enough work credits, which vary based on age
The SSA uses strict definitions for disability. If you can still perform any significant work, even if different from your previous job, you may not qualify.
Work Credit Requirements
- Typically, you need to have worked 5 of the last 10 years
- Younger workers may qualify with fewer credits
2025 SGA Income Limits
To remain eligible for SSDI, beneficiaries must not exceed monthly income limits:
- $1,620/month for non-blind individuals
- $2,700/month for those legally blind
These figures refer to gross income before taxes. However, the SSA may deduct disability-related work expenses, such as specialized transportation or assistive devices, when calculating SGA.
What to Expect Going Forward
The SSA’s automated payment schedule ensures timely distributions for eligible beneficiaries each month. If your payment does not arrive, be sure to:
- Check your bank account and award letter
- Review your birthdate and payment schedule
- Contact SSA if your funds are delayed beyond the scheduled date
As June 2025 ends, one final SSDI payment of up to $4,018 is still to come next week. For millions of disabled workers and their families, staying aware of these payment dates and eligibility conditions ensures continued access to essential financial support.
Make sure you understand your income thresholds, disability status, and SSA guidelines to avoid missed benefits. The next round starts July 3 for some, and regular SSDI cycles resume starting July 9.
FAQs
Who receives the final SSDI payment in June 2025?
Beneficiaries with birthdays from the 21st to 31st will receive their June SSDI payment on Wednesday, June 25.
What is the maximum SSDI benefit amount in 2025?
The maximum monthly SSDI benefit in 2025 is $4,018, but average recipients receive between $1,580 and $1,751.
Can working affect my SSDI eligibility?
Yes. Earning more than $1,620/month (non-blind) or $2,700/month (blind) may result in benefit suspension or denial.