Kelly
The Social Security Administration (SSA) is set to deliver a significant round of payments this week, with some recipients eligible for checks as high as $5,108. These payouts are part of the regular retirement and disability benefits that support over 70 million Americans every month.
If you or someone you know is expecting a payment, it’s crucial to know the schedule, the eligibility, and how much you might receive.
Who Gets Paid This Week?
The SSA distributes benefits based on a recipient’s birth date and the type of Social Security benefit they receive. For the week of June 18, 2025, payments will be issued to those who:
- Receive retirement, spousal, or survivor benefits
- Were born between the 11th and 20th of any month
These recipients can expect their payments to be deposited on Wednesday, June 18.
Meanwhile, Supplemental Security Income (SSI) benefits are typically paid on the first of the month, so SSI beneficiaries would have already received their June payment on June 1.
How Are Social Security Benefits Calculated?
The amount you receive in Social Security is calculated based on your highest 35 years of earnings, adjusted for inflation.
The SSA uses a formula to calculate your Primary Insurance Amount (PIA), which is the base benefit you’ll receive at Full Retirement Age (FRA).
Key factors include:
- Your lifetime earnings
- The age you start claiming benefits
- Annual cost-of-living adjustments (COLAs)
Maximum Social Security Benefit Amounts in 2025
Here’s a breakdown of the maximum monthly benefits depending on your retirement age:
| Retirement Age | Maximum Monthly Benefit (2025) |
|---|---|
| Age 62 | $2,831 |
| Age 67 | $4,018 |
| Age 70 | $5,108 |
The longer you wait to claim your benefits (up to age 70), the higher your monthly check will be. This is due to delayed retirement credits that increase your benefit amount over time.
Next Payment Date
The final payment for the month of June will be made on June 25, for recipients with birthdays from the 21st to the 31st.
COLA Forecast for 2026
The Cost-of-Living Adjustment (COLA) is projected to remain stable next year. Experts estimate a 2.5% increase for 2026, matching the adjustment provided in 2025. This increase is designed to ensure Social Security benefits keep up with inflation.
The SSA will officially announce the 2026 COLA in October 2025.
Why This Payment Matters
Social Security checks form a crucial part of retirement and disability income in the U.S. With inflation impacting daily expenses, a monthly benefit—especially one as high as $5,108—can be a financial lifeline. For many seniors and disabled individuals, this income helps cover:
- Groceries and daily essentials
- Housing and utility bills
- Medical and health expenses
How to Ensure You Receive Your Check on Time
To avoid delays or missed payments:
- Enroll in direct deposit via your My Social Security Account
- Keep your banking and mailing information updated
- File your taxes if required
If your birthday falls between June 11 and 20, and you’re eligible for Social Security benefits, expect a payment to land in your account this week. With maximum checks reaching up to $5,108, timely payments remain vital for millions of Americans.
Stay informed, check your account regularly, and be ready for the next round of payments on June 25.
FAQs
How can I check if I’m getting a $5,108 Social Security payment this week?
You must have delayed retirement until age 70 and maximized your earnings over 35 years to qualify for the highest benefit.
What if I haven’t received my payment on the expected date?
Check your My Social Security Account or contact SSA directly. Delays can happen due to incorrect bank info or processing issues.
When will the next Social Security payment be made?
The next payment date is June 25, 2025, for those with birthdays between the 21st and 31st of any month.