Nelly
Nationwide Building Society has launched its much-anticipated £100 Fairer Share bonus payment for 2025.
While more than 4 million customers will receive this £100 bonus directly into their current accounts, a large number of members will not be eligible—and here’s why.
This initiative is part of Nationwide’s commitment to sharing profits with members, but strict eligibility criteria and account requirements mean over 13 million customers will miss out on this year’s payment.
What Is the Nationwide £100 Fairer Share Bonus?
The Fairer Share bonus is a profit-sharing scheme exclusive to Nationwide customers. In July 2025, £100 will be paid to each qualifying member who meets the necessary criteria, building on similar payouts in 2023 and 2024.
In May 2025, Nationwide reported record financial results, including major gains in retail deposits and mortgage lending.
Because it is a mutual society (owned by members, not shareholders), it redistributes part of these profits to members via the Fairer Share payment.
Who Will Receive the £100 Bonus?
To qualify, members must hold a current account and either a qualifying savings account or a Nationwide mortgage. Merely having one of these types of accounts will not make you eligible.
Eligibility Criteria Breakdown
| Account Type | Requirement |
|---|---|
| FlexPlus | Must pay the monthly maintenance fee. |
| FlexOne, FlexStudent, FlexGraduate | At least 1 deposit or withdrawal in March 2025. |
| FlexAccount | In 2 of 3 months (Jan–Mar 2025), either: |
- Deposit £500 and make 2 payments, OR
- Make 10 payments. |
| Switchers | If you switched to Nationwide using the Current Account Switch Service between 1 Jan–31 Mar 2025, eligibility requirements are waived. |
Additionally, customers must also hold an eligible savings or mortgage product alongside the current account.
Why Some Customers Won’t Get the £100 Payment
Despite having an account with Nationwide, many customers will miss out due to not meeting the exact combinations of eligibility requirements. The reasons include:
- Only having a current account, with no qualifying savings or mortgage.
- Only holding a savings account or mortgage, but not a current account.
- Not meeting transaction or deposit thresholds in the qualifying months.
- Holding dormant accounts with no recent activity.
Important: Having multiple current accounts doesn’t guarantee multiple payments. Nationwide may deposit the bonus into any of your current accounts but will only pay once per eligible member.
When Will the £100 Bonus Be Paid?
Nationwide has confirmed that payments will begin from 18 July 2025 and will continue throughout the month. The payment will appear in account statements as:
“Nationwide Fairer Share Payment”
Customers do not need to apply—eligible members will receive it automatically.
Nationwide’s Financial Success Makes This Possible
According to Nationwide’s full-year financial report, the society has returned over £2.8 billion in value to its members during the last financial year.
This includes mortgage support for first-time buyers and increased member benefits, with the £100 bonus being a direct result of strong business performance.
Nationwide has reiterated its intention to continue these annual payments as long as it remains financially sustainable.
The £100 bonus payment from Nationwide is great news for millions of eligible customers—but it’s crucial to understand the account combinations and activity requirements.
If you missed out this year, take steps now to meet the criteria for future payments. Nationwide’s mutual status means its members, not shareholders, are the beneficiaries of its success—but only when they qualify.
FAQs
Can I receive the £100 bonus with only a savings account?
No. You must also have an active current account with qualifying activity to be eligible.
Is this £100 payment taxable?
No. The payment is considered a member benefit and is not subject to tax.
Will Nationwide continue this bonus next year?
Nationwide intends to continue the Fairer Share bonus annually, but it depends on financial performance and member eligibility.