Nelly
In a significant relief effort, the UK government has confirmed a £650 cost of living payment for eligible low-income households starting June 2025.
This Department for Work and Pensions (DWP) support aims to help families cope with rising prices amid ongoing economic pressure.
With inflation continuing to affect essentials like energy, food, and rent, the DWP June payment offers much-needed financial assistance.
Who Qualifies for the £650 Cost of Living Payment?
The UK cost of living payment 2025 is means-tested, and recipients must have been claiming specific qualifying benefits between 1 March and 31 May 2025. Joint claimants (e.g., couples on Universal Credit) receive a single £650 payment per household.
Eligible Benefits:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit / Child Tax Credit (if not receiving UC)
Important: Households on non-means-tested benefits like Disability Living Allowance or State Pension do not qualify for this payment, though separate support measures may be provided.
Payment Dates and Distribution Schedule
The DWP began disbursing payments on 15 June 2025, and all qualifying households are expected to receive their £650 payment by 30 June 2025.
| Date | Action |
|---|---|
| 15 June 2025 | First round of payments released |
| 20 June 2025 | Over 50% of recipients received funds |
| 30 June 2025 | Final batch of payments expected |
Funds are deposited directly into bank accounts, and appear as:
“DWP COLP” + National Insurance Number
No application is necessary—payments are automatic for those who meet the eligibility criteria during the assessment window.
How the £650 Payment Helps UK Households
Over 7 million low-income households will benefit from this one-time cost of living support. For many, the payment has already helped cover:
- Rent or mortgage payments
- Utility bills
- Groceries and essential supplies
- Debt payments
- Emergency savings
Local councils and food banks have also reported a reduced demand for emergency support, showing the positive real-world impact of the initiative.
What Recipients Should Know
- No need to apply – if you’re eligible, you’ll be paid automatically
- Keep your bank details and contact information updated with DWP
- If you do not see the payment by 30 June, contact DWP directly
- Additional support for non-qualifying groups may be announced later this year
The £650 cost of living payment UK 2025 stands as a vital support initiative from the Department for Work and Pensions during a financially challenging period.
For low-income households, this payment represents more than just temporary relief—it helps them regain control over their finances and manage day-to-day expenses with dignity.
As DWP support in June continues to roll out, eligible families can count on real help, delivered directly and efficiently.
FAQs
Who is eligible for the £650 cost of living payment in June 2025?
Households receiving means-tested benefits like Universal Credit, Income Support, or Pension Credit during 1 March–31 May 2025 are eligible.
When will I receive the payment?
Payments started on 15 June 2025 and will be completed by 30 June 2025.
Do joint claimants receive two payments?
No, £650 is paid per household, not per individual claimant.